AAR insurance Kenya is one of the most well known health insurance companies in the East African market. Although the head office and largest market is in Kenya, it is also registered in Uganda and Tanzania offering health insurance covers for individuals, families, groups, SMEs and corporates.
In Kenya, AAR also offers a wide range of general insurance products after having obtained licensing from the insurance regulator IRA. It offers professional indemnity, Work Injury Benefits Act (WIBA) insurance, home insurance and travel insurance.
AAR insurance is now the second biggest medical insurance company in Kenya after Jubilee Insurance. For the calendar year 2018, AAR underwrote a total premium of KSh 5.6 billions to Jubilee’s KSh 6.7 billions of the total medical insurance premiums for the year of KSh 38.4 billions.
There are two options for travel insurance for clients of AAR. These are the travel insurance offered as part of the standard medical insurance plans and secondly, the stand-alone travel insurance plan.
Using the AAR medical insurance cover, clients are covered for medical emergencies while overseas for up to 45 days of travel, this is quite similar with health insurance plans on the market. Seasoned travellers require more coverage beyond medical expenses and these include travel delays, cancellations and also loss of baggage, all of which are not covered on this option.
The AAR travel insurance plan is the all round package for travellers, it is made up of 3 options which is the Gold, Silver and Bronze plans. Similar to other travel insurance providers, these differ in terms of the cover and limits for emergency medical expenses.
The Gold plan offers a limit up to USD 100,000, Silver Plan USD 60,000 and lastly Bronze at USD 50,000. The rest of the benefits and liabilities on these plans are quite evenly matched boasting similar covers for travel delays, cancellations and also baggage losses
Compare 10 travel insurance quotes online!
AAR insurance has a partnership with Specialty Assistance to offer emergency rescue and other services to clients overseas. The company has a wide network of providers across the globe to give customers 24hrs assistance and peace of mind. Below are their emergency contacts.
Specialty Assist Limited
Europoint, 5-11 Lavington Street, London.
SEI 0NZ Tel 020 7902 7400 Fax 020 7928 4748 Email: firstname.lastname@example.org
London SEI 0NZ:
SEI 0NZ, T+ 44 (0) 20 7902 7405, F +44 (0) 20 7928 4748
T+1 215 489 3785, F+ l 215 489 8525
T +27 10 209 8300, F +27 10 209 8405
T +662 645 3932, F +662 645 3732
Table showing benefits and limits of liability of the AAR GOLD travel insurance cover
|Personal Accident – DEA TH/PTD||US$25,000|
|Emergency Medical Expenses and related expenses||US$100,000|
|Emergency Dental Care||US$600|
|Repatriation of Mortal Remains||US$5000|
|Hospital Benefits||US$40 per day maximum of US$ 200|
|Follow Up Treatment In Your Country Of Residence||US$ 1,000|
|Loss of Checked Baggage||US$1000|
|Delayed Baggage US$50 per each 12 hour period of delay||US$50 per 12 Hours but maximum US$250|
|Hijack US$50 per each 24 hour period of detention||US$500|
|Loss of passport||US$500|
|Cancellation and curtailment||US$1000|
|Travel delay||US$10 per 12 hrs up to a maximum of US$100|
AAR Travel insurance rates
Pricing of the travel plans depends on the duration of travel and is bundled in number of days with the smallest being duration of up to 7 days. Prices start from USD 28 per for the BRONZE travel insurance plan for travel durations of up to 7 days. This is suited for customers applying for Schengen insurance as a visa requirement.
If you are shopping around for a travel insurance plan for Kenyan citizens or residents for overseas travel, get in touch with us to discuss what kind of options are available for you. Start a chat with an agent online or simply visit this page for a online comparison of covers available.