INBOUND Travel Insurance KENYA

The most popular type of travel insurance in Kenya is the Schengen travel insurance. This is taken by over 30,000 travellers annually because it is a mandatory requirement for the Schengen visa application process. Second is the international travel insurance cover for travellers to Asia, North America and the rest of Europe. Less common is the INBOUND travel insurance covers which are targeted at NON Kenya citizens / residents visiting Kenya for short stays for business or holidays. These cover the insured against emergency medical expenses, loss of baggage, personal effects, accidental death among the most important risks. Many of these travellers also tend to buy their travel insurances from their home countries before setting off. Here are 3 of the best options available locally for visitors travelling to Kenya.

AIG Inbound Travel Insurance

AIG is the leader in the travel insurance market in Kenya. From its global brand, it has taken advantage to position itself in the local market as the underwriter of choice for the mid to high end customers. It offers at least six travel insurance options and the inbound travel cover is one of them. Among the benefits of this package are Emergency medical expenses up to USD 100,000. Dental Expenses up to USD 1,000. Assistance for Cash Advances, Consular Referral, Emergency Travel and Accommodation services. In addition, it also includes a personal accident cover upon death of up to USD 25,000.
Prices start from USD 25 for up to 7 days of travel insurance.

Mount Kilimanjaro
Mount Kilimanjaro – Kenya
BRITAM Travel Insurance

BRITAM also offers 4 travel insurance plans namely Gold, Premium, Schengen and Student covers. The Premium plan also doubles as the INBOUND travel insurance for visitors coming to Kenya. It offers up to USD 100,000 for emergency medical expenses, USD 1,000 for loss of checked baggage, cover for loss of passport, hijack, cancellation and curtailment and personal liability cover of up to USD 200,000. Emergency assistance while on policy is provided by Specialty Assistance.

SPECIALTY ASSISTANCE will provide a complete medical assistance service to the Insured. Operating 24 hours a day 365 days a year, SPECIALTY ASSISTANCE provides medical assistance for the Insured anywhere in the world and can be accessed by telephone or fax:
Prices start from USD 31 for up to 7 days of travel.

UAP OLD MUTUAL Incoming Travel Insurance

UAP OLD Mutual is another underwriter offering inbound travel insurance for foreign visitors coming to Kenya. Among the 7 plans it offers, the INCOMING option is among the most popular. The product is underwritten by the French insurance giant AXA. Under this INCOMING plan, emergency medical expenses are covered up to USD 120,000. There is also a daily hospital cash benefit of USD of up to USD 250. Personal accident payouts of USD 10,000 and USD 25,000 for Accident Death and Accidental Disablement respectively. In addition, there is also cover for Baggage, Personal Effects loss of up to USD 1,000 making this a very comprehensive travel insurance.
Prices start from USD 26 for up to 8 days of travel insurance cover

Need a Quote?

Are you looking for a quote for inbound travel insurance for visitors coming to Kenya or for any other travel insurance product? Get in touch with us to compare up to 10 quotes. With over 1,000 travel insurance covers issued, you could save up to 30% on your cover. Call / start an online chat with our experience advisors or simply visit to view online quotes


BRITAM Kenya Travel Insurance

BRITAM is one of the biggest financial corporations in the East and Central Africa listed on the Nairobi Stock Exchange under the ticker ‘BRIT’. BRITAM group offers a wide range of financial products and services in Insurance, Asset management, Banking and Property. In Kenya, it is a top 5 insurance company in General, Medical and Life insurances. It boasts the largest Direct Sales Force (DSF) in the life insurance business in Kenya.

In real estate, the BRITAM Tower in Upper Hill Nairobi is one of the most iconic buildings in Kenya soaring 195 metres and 32 floors above Nairobi’s skyline.

Travel Insurance

The BRITAM insurance policy provides 24 hours emergency medical assistance, personal accident cover, compensation for travel delay and loss of traveller’s property and other travel related contingencies arising during the trip.

BRITAM has 4 options for the travel insurance package namely GOLD, PREMIUM, SCHENGEN and STUDENT options. The highest coverage is provided by the GOLD option of up to USD 150,000 for emergency medical expenses followed by the PREMIUM option at USD 100,000.

BRITAM has partnered with Specialty Assistance, to provide complete medical assurance service to the insured worldwide. The company has offices across the globe and has a large network of medical and emergency services providers for clients while travelling overseas. For any emergencies while on travel overseas, Specialty Assistance must be contacted immediately, in the event of an Insured dying, incurring medical expenses in excess of US$500, being involved in an accident, or being admitted to hospital.

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Below is a summary of the benefits and limits available on the BRITAM Schengen travel insurance policy

Benefit/Liability Limits in USD
Personal Accident Death/PTD 10,000
Emergency medical expenses / evacuation 60,000
Emergency Dental Care 500
Repatriation of mortal remains 5,000
Hospital benefits NIL
Loss of Checked Baggage 1,0000
Delayed baggage ($50 per each 12hr period of delay ($50 per each 12hr period of delay) max 250
Personal Liability 200,000
Hijack ($50 for each 24hr period of detention) 500
Loss of Passport 500
Cancellation and Curtailment 1,000
Travel Delay $10 for each 12hr period of delay up to max $100
War and Terrorism Optional – Covered at an additional premium of 25% of the Basic premium
BRITAM Travel insurance rates

Like most travel insurance plans in Kenya, this is the charged in blocks of days. For the GOLD plan start from USD 38 for travel worldwide up to 7 days. The most popular plan is the Schengen plan which starts as low as USD 27 for up to 7 days of travel. If you want to get a quote for BRITAM travel insurance and compare 10 quotes online, visit