UAP travel insurance Archives - Travel Insurance Kenya

INBOUND Travel Insurance KENYA

The most popular type of travel insurance in Kenya is the Schengen travel insurance. This is taken by over 30,000 travellers annually because it is a mandatory requirement for the Schengen visa application process. Second is the international travel insurance cover for travellers to Asia, North America and the rest of Europe. Less common is the INBOUND travel insurance covers which are targeted at NON Kenya citizens / residents visiting Kenya for short stays for business or holidays. These cover the insured against emergency medical expenses, loss of baggage, personal effects, accidental death among the most important risks. Many of these travellers also tend to buy their travel insurances from their home countries before setting off. Here are 3 of the best options available locally for visitors travelling to Kenya.

AIG Inbound Travel Insurance

AIG is the leader in the travel insurance market in Kenya. From its global brand, it has taken advantage to position itself in the local market as the underwriter of choice for the mid to high end customers. It offers at least six travel insurance options and the inbound travel cover is one of them. Among the benefits of this package are Emergency medical expenses up to USD 100,000. Dental Expenses up to USD 1,000. Assistance for Cash Advances, Consular Referral, Emergency Travel and Accommodation services. In addition, it also includes a personal accident cover upon death of up to USD 25,000.
Prices start from USD 25 for up to 7 days of travel insurance.

BRITAM Travel Insurance

BRITAM also offers 4 travel insurance plans namely Gold, Premium, Schengen and Student covers. The Premium plan also doubles as the INBOUND travel insurance for visitors coming to Kenya. It offers up to USD 100,000 for emergency medical expenses, USD 1,000 for loss of checked baggage, cover for loss of passport, hijack, cancellation and curtailment and personal liability cover of up to USD 200,000. Emergency assistance while on policy is provided by Specialty Assistance.

SPECIALTY ASSISTANCE will provide a complete medical assistance service to the Insured. Operating 24 hours a day 365 days a year, SPECIALTY ASSISTANCE provides medical assistance for the Insured anywhere in the world and can be accessed by telephone or fax:
Prices start from USD 31 for up to 7 days of travel.

UAP OLD MUTUAL Incoming Travel Insurance

UAP OLD Mutual is another underwriter offering inbound travel insurance for foreign visitors coming to Kenya. Among the 7 plans it offers, the INCOMING option is among the most popular. The product is underwritten by the French insurance giant AXA. Under this INCOMING plan, emergency medical expenses are covered up to USD 120,000. There is also a daily hospital cash benefit of USD of up to USD 250. Personal accident payouts of USD 10,000 and USD 25,000 for Accident Death and Accidental Disablement respectively. In addition, there is also cover for Baggage, Personal Effects loss of up to USD 1,000 making this a very comprehensive travel insurance.
Prices start from USD 26 for up to 8 days of travel insurance cover

Need a Quote?

Are you looking for a quote for inbound travel insurance for visitors coming to Kenya or for any other travel insurance product? Get in touch with us to compare up to 10 quotes. With over 1,000 travel insurance covers issued, you could save up to 30% on your cover. Call / start an online chat with our experience advisors or simply visit https://www.pesabazaar.com/insurance/travel-insurance to view online quotes

Best Schengen Travel Insurance in Kenya

When shopping for Schengen travel insurance online, compare different options so that you can save up to 40% on your premiums and get a more comprehensive protection.

Did you know that there are states in Europe that have no passport or border controls on their mutual borders and visitors to these states can travel in any of them with just one visa!?

The region covering these states is known as the Schengen region and it comprises of 26 countries namely Austria, Hungary, Norway, Belgium, Iceland, Poland, Portugal, Italy, Czech Republic, Denmark, Estonia, Finland, Latvia, Liechtenstein, Lithuania, Slovakia, Slovenia, Spain, France, Luxembourg, Sweden, Switzerland, Netherlands, Malta, Germany and Greece. The visa issued is also referred to as a Schengen visa.

However, United Kingdom countries such as England and Scotland do not lie in the Schengen region and therefore travellers to these countries must acquire separate visas at the embassy in their local countries.

In Kenya, one can apply for a Schengen visa at VFS Global processing center which processes visas for many of the Schengen consulates and embassies in the country. The center is located in Westlands, Nairobi. For a complete breakdown of the process involved, costs and requirements, please verify with the local embassy/consular page of the country you are travelling to.

Among the important requirements to be met when applying for a Schengen visa, Kenyan travellers need to have in place a Schengen travel insurance cover, return air ticket, proof of accommodation during their stay in Schengen and invitation letter if travelling say to visit relatives.

The travel insurance cover must cover emergency medical services with a minimum of 30,000 Euros and the cost of the cover is based on number of days of travel period and coverage needed. If travelling around the world and in need of more coverage, the cover will be expensive than if the converse were true.

Travel insurance also covers other risks such as loss of baggage, flight delays and cancellations, hijack among others. A traveller should thus look for a cover that is not only cheap but one that provides adequate coverage as well. Therefore when shopping for travel insurance online, it is important to

Kenyan travellers can compare insurance online and get discounts when shopping for travel insurance cover to the Schengen region. The cheapest options are offered by the below insurers;

Compare 10 travel insurance quotes online!

1. FIRST ASSURANCE TRAVEL COVER

First assurance offers a basic travel cover known as Europe Low Cost as well as Europe Plus travel insurance. The insurance cover is underwritten by MapFree assistencia and covers emergency medical expenses up to a limit of 30,000 Euros. In the event of death, the cover also caters for repatriation costs of mortal remains . It also covers the loss of in checked baggage and loss of any travel / ID documents and delays unlike most of the other basic covers on the market. Europe Plus option offers added benefits for the death or personal disablement of the insured and will pay out up USD 25,000 if a claim is lodged.

Pricing: Starts from USD 30 per person for journeys of up to 32 days

2. OCCIDENTAL EUROPE EXTRA INSURANCE

This is one of the most recent products introduced in the market still provided by the Spanish company MAPFRE. Occidental travel insurance is undoubtedly the cheapest travel insurance on the market introduced after the successful rebranding of the company to its white and green colors.

Occidental has 3 travel plans for Europe, namely the Basic, Plus and Extra. The most recommended option is the Extra option, which offers up to USD 100,000 emergency medical expenses limit.

Price: From USD 15 for travel up to 7 days

Europe Travel France — Eiffel Tower in Paris

3. AIG KENYA

Being an international insurance company, AIG Kenya travel insurance is very popular owing to its brand. It covers medical expenses and offers travel guard benefits up to USD 75,000 each. AIG also offers some of the best assistance and rescue solutions due to its international status and worldwide network.

Pricing: Starts from USD 25 per person

4. CIC BUDGET TRAVEL INSURANCE

CIC Kenya offers 5 world international travel insurances all underwritten by Specialty Assistance. The CIC Budget International travel cover is most suitable for travellers to the Schengen region and it covers emergency medical expenses up to a limit of USD 50,000.

Pricing starts from $20 per person for trips up to 8 days

5. JUBILEE TRAVEL COVER

Jubilee insurance offers one of the cheapest rates for travel insurance with the cost of the policy being $1.10 per person per day. This means, instead of charging the premium payable for a block of days, the rate is charged per each day of travel. This is different from all the other providers in the market that charge for a block of days usually with a minimum of 7 days.

The Jubilee Express travel insurance is the most suitable package for travellers to the Schengen region. It covers emergency medical expenses to a USD 45,000 limit, loss of baggage, flight delays and cancellations among others.

Pricing: USD 1.10 per person per day

6. UAP OLD MUTUAL

Old Mutual UAP is an insurance powerhouse in East Africa, established after the merger of UAP and Old Mutual, the giant in financial services globally. UAP Old Mutual is partnered with AXA worldwide to offer these international travel insurance covers to consumers in Kenya. Inter Partner Assistance offers Payment Of Medical Bills Abroad, Emergency evacuation and repatriation, In hospital monitoring, Emergency information and assistant, Return of mortal remains, Legal assistance. The Schengen travel insurance option offers an emergency limit of up to USD 80,000 but does not offer cover for travel delays and cancellations and also baggage loss and delays.

Price: Starts from USD 25 for trips of up to 8 days

It is prudent to note that travel insurance policies cover flight delays and cancellations that are occasioned by the airline or due to acts of terrorism among others. For such a claim to be admissible there must be evidence of the airline admitting the same. If one misses a flight for any other reason that the airline is not party to, then the claim may not be admissible.

If you are in Kenya and in need of a travel insurance cover for a Schengen visa application, check out this page https://www.pesabazaar.com/insurance/travel-insurance for a comparison online travel insurance quotes. You could save up to 40% on your travel cover

UAP OLD Mutual Travel Insurance

UAP Old Mutual travel in partnership with AXA provides up to 7 options for travellers from Kenya at cost effective rates in the market.

UAP Old Mutual is a financial services powerhouse that was created by the acquisition of UAP Group by the pan African firm Old Mutual in 2015 forming one of the biggest groups in the region. The group comprises of investment, retirement, and insurance and it operates mainly in the Eastern African region

For travel insurance, UAP Old Mutual has partnered with one of the largest financial services company, AXA to offer global cover to consumers in Kenya. AXA is a French multinational insurance company with close to 100 billions Euros as revenue in 2017. It is the world’s 2^nd largest financial services provider by revenue.
Inter Partner Assistance is the provider of the worldwide assistance to travellers who are covered on this UAP Old Mutual travel insurance. The services it offers to clients are the below

Payment Of Medical Bills Abroad
Emergency evacuation and repatriation
In hospital monitoring
Emergency information and assistant
Return of mortal remains
Legal assistance

Compare 10 travel insurance quotes online!

There are 7 different options for this travel insurance offered by UAP Old Mutual namely Business, Holiday, Schengen, Student, Senior, Incoming and last but not least East Africa. This is the only travel insurance plan in Kenya that differentiates between travel for holiday and business and also offers cover for senior citizens which is a rarity.

Below are some of the major benefits of the Schengen travel insurance by UAP Old Mutual.

BENEFIT	SCHENGEN
Medical Expenses and Related Expenses	USD 80,000
Medical Transportation, Repatriation & Evacuation	USD 25,000
Emergency Dental care	300 USD
Repatriation of children	USD 3,500
Repatriation of travel Companion	USD 3,500
Burial, Cremation or return of mortal remains	USD 25,000
Legal Expenses	USD 500
Personal Liability	USD 50,000

UAP Old Mutual Travel Insurance Rates

The UAP Old Mutual travel insurance rate varies depending on the package that one has chosen from the 7 options listed above.

For the Business package, the rates start at USD 6 per day minimum USD 24 for any trip, for the Schengen trip, the prices start at USD 25 for a trip of up to 8 days making it one of the most affordable packages on the market.

There is an easy way to get the best travel insurance cover in Kenya, simply visit our portal and key in your travel details and compare over 50 different plans instantly. Start here

https://www.pesabazaar.com/insurance/travel-insurance